The Buying Process

Step 1: Deciding to Buy

To buy a home, you need to be prepared and we are here to help you. Here are a few things to consider: Define your needs and wants, brush up on types of home ownership & understand market conditions 

Step 2: Choosing a REALTOR®

 Buying a home is personal and emotional. So the relationship with your real estate agent has to be built on expertise, trust and mutual respect. After all, they will be acting as your eyes, ears and voice throughout the process. They have a fiduciary duty to act in your best interests, to be completely transparent and accountable to you. 

Step 3: Understanding Financing

Like many things in life, planning ahead is the key to success. So, you should know the price range you can afford before you start shopping. Here are a few things to keep in mind: Downpayment, know what you can afford & get pre approved.

Step 4: Finding the Right Home to Buy

So now it’s time to get out there and find your dream home. Most people start off by having a neighbourhood in mind but a great agent may suggest options that you may not have thought of. Here are some considerations as you set out to house hunt: Finding the right neighbourhood, house hunting, and keep your eyes open during open houses & showings.

Step 5 : Making an Offer on a Home

You’ve fallen in love. But it’s important that you don’t let your emotions get the better of you when making an offer. Remember, real estate is an investment. Fortunately, your real estate agent is there to help you put together an Offer to Purchase and discuss all the details. Here are a few things you should know: Not all offers are the same & negotiating may come into play. Your agent has experience so when a counter offer happens, you will be in good hands

Step 6: What to do Before Buying a House

In addition to your real estate agent, you will now need to bring in a few pros to help get you to the finish line and make sure the investment you’re about to make is sound. Your real estate agent can put you in touch with these people and make recommendations. Here are a couple of key people you should be talking to: A home inspector & a legal professional. You’re almost in the home stretch now. Just a couple more steps…

Step 7: Closing on a Home

Closing day is the day you officially take ownership of your new home. It’s an exciting time for sure. But there are a couple of details you need to keep in mind before you get handed the keys: Closing costs – these fees need to be paid by or on the closing day and include mortgage application fees, inspections, legal fees, insurance, registration and more.

Step 8: Home Moving Tips

The day has arrived. And there will be as much excitement as there will be sore backs. But you can take the pain out of moving day by planning ahead. Here are some tips for a smooth move: Make a moving checklist that details a plan for things that need to be done weeks before you move all the way up to moving day itself, plan for packing, inform your key contacts – work, Canada Post, doctors, friends, pharmacy, etc… of your change of address. On moving day, plan an easy meal like picking up some take-out. Moving is stressful enough without having to cook

Congratulations. You’re all moved in. Welcome home!

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What can you do with our app:


  • Calculate your total cost of owning a home
  • Estimate the minimum down payment you need
  • Calculate Land transfer taxes and the available rebates
  • Calculate the maximum loan you can borrow
  • Stress test your mortgage
  • Estimate your Closing costs
  • Compare your options side by side
  • Search for the best mortgage rates
  • Email Summary reports (PDF)
  • Use our app in English, French, Spanish, Hindi and Chinese

The Selling Process

Step 1: Deciding to Sell your Home

There are a lot of ways you can add value that you might want to consider, such as:  Renovating, Enhancing curb appeal, Getting a home inspection. So, now you’re all ready to put that For Sale sign on your front lawn. What’s next?

Step 2: Finding a REALTOR® to Sell Your House

The next thing you should do is list your home with a real estate agent. Because the reality is, selling a home involves a great deal of research, paper work, effort and most importantly, trust. Ideally, you should seek out an agent that has a good knowledge of your neighbourhood and local market trends.  

Step 3: Listing Your Home for Sale

 Your home is about to make its big debut on the market. And there’s more to it than sticking a sign on your lawn and doing an MLS listing. Establishing a home’s true worth can be tricky but we will be there to make sure your home is poised for success .Call us for a detailed marketing plan.

Step 4: Home Staging Tips

The way your home looks to prospective buyers can make a striking impression. The goal is to get buyers to feel like they can already see themselves living in your home. There are a few tricks of the trade that can help you do this: Staging, organizing, tidying, & put away personal pictures. Prepping for an Open House & showings is key – a successful open house is key for generating quick interest in your home as well. Your Realtor will have some great tips!

Step 5: Reviewing and Accepting an Offer on your Home

Not all offers are created equal. Fortunately, your real estate agent is there to help you review an Offer to Purchase and discuss all the details. Here are a few things you should do: Get to know the terms & review every detail. We will guide you through to help get the best case scenario for you.

Step 6: Negotiating and Counter Offers

Perhaps the price was lower than you were expecting. Maybe the buyers have asked for some extra inclusions. In some cases, you may have multiple offers from different buyers to entertain. This is one stage where you’ll be glad to have us by your side to help.  

Step 7: Home Closing Process

Closing day is the day you officially take ownership of your new home. It’s an exciting time for sure. But there are a couple of details you need to keep in mind before you get handed the keys 

Step 8: Home Moving Tips

The day has arrived. And although there’s bound to be a bit of sadness about leaving your old home behind, there will be just as much excitement moving into your new one.    

Congratulations. You’re all moved in. Enjoy your new home!

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